For your convenience we are pleased to offer a layby service which gives you the flexibility to:
- Set up automatic monthly layby payments which are processed through PayPal.
- Select a higher than minimum deposit which will then reduce your monthly instalment amounts.
- Select your repayment term of up to 4 months for standard laybys and up to 6 months during promotional extended layby periods.
- Finalise your layby early at any time during the layby period by contacting us.
This service is provided by Lay-Buy Financial Solutions Pty Ltd and powered through PayPal.
Please note the following conditions which form part of all layby agreements:
- Minimum Purchase: Nil
- Deposit: A deposit of 20% is required for all laybys.
- Fees: A 0.9% fee of the total order amount will be added to your initial payment when completing checkout with PayPal. This fee is paid to Lay-Buy Financial Services Pty Ltd and is non-refundable.
- Alterations: No product changes can be made to laybys. Products cannot be separated and sent individually. Product prices and quantities are fixed and cannot be changed.
- Exclusions: Some items including Gift Certificates, seasonal and clearance stock may be unavailable to layby. All efforts will be made to ensure that this is notated in the item description of excluded products.
- Customers can cancel their layby at any time prior to the order being shipped. A cancellation fee of $10 or 10% of order total (whichever is lower) will apply to all orders cancelled by the customer.
- Storvyn Kids at its discretion may cancel any laybys where repayments are not made on schedule. The cancellation fee will apply.
- Any fees incurred by the customer in the management of the layby are non-refundable.
- Once the layby has been finalised, items will be despatched as per our Shipping Policy.
- Customers are responsible for advising of any change in address. Additional shipping costs may apply as per our Shipping Policy.
Ensure to allow for additional postage times during peak seasonal periods when selecting your preferred payment months.
Prefer to make manual payments?
If you prefer the flexibility of making payments at your leisure, simply set up your layby with the recurring payments and you can then let us know at any stage if you prefer to change to a manual payment option. Once this request is received, we will cancel your recurring payments within 5 business days. Please note the following additional conditions which will apply to manual payment laybys:
- An Administration Fee of $10 will apply and will be added to your invoice. This fee is not refundable and does not apply if you are just making the final payment on your layby.
- A minimum payment of $5 is required every 14 days.
- Upon the request to change to manual payments, your recurring payment schedule will be cancelled as soon as possible. This will not be able to be re-instated.
- Please allow up to 5 business days for recurring payments to be cancelled. Requests within this timeframe may not be actioned before the next scheduled payment.
- Scheduled payments already made will not be refunded in order for manual payments to be made instead.
- Manual payments made without a request to cancel recurring payments will be refunded.
- Manual payments can be made via PayPal or Direct Deposit.